Comprehensive & bespoke insurance cover to secure your business from a wide range of risks.
Aspect Underwriting provides one of the best income protection insurance online. From a quote to fully covered in under 10 minutes, no phone calls required.
We can cover up to 85% of your income and offer the highest levels of cover in the market. We offer savings bundles when you purchase income protection insurance with another insurance product.
Accidental Death Insurance is an easy and low-cost alternative to Life Insurance (death by any cause) or a good way to supplement an existing life benefit. Accidental death cover will pay your estate a benefit amount upon your death as a result of an accident/injury.
It differs from life insurance as you will not be paid a benefit if an illness is the cause of your death.
Aspect’s TPD online cover pays you a lump sum amount if you suffer from a severe illness or injury that restricts you from working permanently.
Available for most occupations, Aspect offers the ability to choose from a standard TPD, other TPD or a combination up to 10 times your income value (up to $7,500,000).
Critical Illness (Trauma) Insurance provides you with a lump sum payment if you suffer a serious medical condition like a heart attack, stroke or cancer.
A trauma benefit is typically used to pay off immediate medical bills, rehab expenses, replace income and assist with your ongoing costs, protecting you against future debts and time away from work.
Aspect, a specialist insurance intermediary, provides a wide range of services to individuals, businesses, and insurance brokers. With over 40 years of collective experience, our team offers custom insurance underwriting, broking, and consulting services.
Aspect Underwriting offers market-leading Accident & Health products tailored to personal and business needs. Our passionate underwriters provide personalised services backed by Lloyd’s reputational and financial security.
Aspect Broking is a specialist broker in the Australian and international insurance markets. Leveraging our relationships with insurance providers, we negotiate cost-effective and suitable business insurance packages.
Aspect Consulting builds close relationships with brokers and businesses, offering specialist consultations. We provide advice and access to the London Market for challenging risks and Accident & Health. For businesses, we offer consultation on generic insurance cover optimisation.
Aspect Underwriting is a Corporate Authorised Representative (CAR Number 1247437) of McLardy McShane Partners Insurance Services Pty Ltd (AFSL Number 232987).
Aspect Underwriting is a specialist underwriting agency located in Melbourne. At Aspect, we have the means and capabilities to provide bespoke accident & health insurance underwriting services to your clients.
As one of the most valued insurance broking service providers in Melbourne, we are passionate about getting the right outcome for our clients.
Aspect Consulting is a specialist risk and insurance consulting service that focuses on offering wholesale insurance broking services to businesses operating nationally or internationally.
Combined A&H Cover
An unfortunate accident or illness can bring emotional and financial distress to your family. While there is nothing you can do to save your family from emotional distress, you can definitely plan in advance to cover your family’s financial distress if an unfortunate event occurs.
Aspect’s combined Accident & Health cover provides comprehensive cover for you and your family in the event of an accident or illness. Your family can get help in different forms depending on your cover, including a certain percentage of your income paid, treatment and rehabilitation costs paid for in case of critical illness or a lump sum amount to your estate in the case of your accidental death, plus many more. Get started now and secure the financial future of your family within hours.
Our Claim Process
Check your policy & cover before making a claim.
Provide proof of claim.
We communicate to you once claim has been processed.
Provide notice to us as soon as reasonably practicable of any injury or illness.
Submit your claim form and supporting documents.
Get In Touch
Find out more about how Aspect Underwriting can assist you with your client’s Accident & Health policy needs and London market placements. if you have a specific inquiry please use our full contact form here.